The main problem with Consumer Credit Counseling organizations is that they are secretly working for your creditors. This may seem unbelievable, but it is true and it is why you end up paying about three times more money to pay off your debts in Credit Counseling than in the FSN Debt Relief Program. Most Consumer Credit Counseling firm's claim non-profit status and pretend to be independent. But in fact, these non-profits are funded and supported by the very people you owe money to; the credit card companies. That is why Consumer Credit Counseling companies do not negotiate your debts down. They merely try to come up with a plan to make sure you keep paying your credit card bills every single month. They want to force consumers to pay as much money as possible to your creditors. Sure, they may help lower your interest rate a few points, or eliminate a late payment or two, but the credit card companies are happy to do this when they know you are going to keep making payments that FSN could have completely eliminated or negotiated it away for pennies on the dollar.

Reduce or eliminate your total debt not just your interest rate.
Unlike the credit counseling services, the FSN Debt Relief Program will completely eliminate or reduce your overall unsecured debt by at least 75%, not just your interest rate. We work for you, not the credit card companies.

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